WHAT IS HRPop ADVANTAGE?
HRPop is a premium only plan that gives employees the advantage of paying for their individual insurance policies with pre-tax dollars.
BENEFITS FOR EMPLOYERS
- Huge savings on group health insurance premiums - up to 50%!
- HRPop is not a group plan therefore there are no contribution requirements and no participation requirements.
- Employers can make contributions through a qualified HRA with very flexible contribution guidelines
- Employers give their employees control of their health plan choices -- eliminating the need for "one size fits all" plans.
- Even though HRPop is not a group benefit, employees can only enjoy the pre-tax advantage through their employer.
- There is a one-time setup fee, however monthly fees are zero (with FICA savings).
BENEFITS FOR EMPLOYEES
- Individual policies typically afford a 20-40% savings on your healthcare costs.
- HRPop gives employees ultimate control over your healthcare choices; you pick your carrier and the plan.
- Your plan is 100% portable -- if you leave your company, the plan goes with you!
- Your employer can off-set the policy cost through a contribution to a qualified HRA. The contribution can be used to pay for your individual health policy, your dental/vision policy, or other voluntary policies.
- Employees remain eligible for future subsidies under the Healthcare Reform Bill






